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7T World - White-label payment infrastructure for financial institutions 7T World

Your FX desk, in-house

Tradewind™

The spread you give away.
Bring it home.

Tradewind is 7T World's FX desk in a box — a hosted platform plus the enablement that moves your institution off an outsourced FX provider and onto its own in-house desk. The cross-border spread you originate stops leaving the building.

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YOUR BANK · YOUR DESK Outsourced FX provider The spread leaves YOUR FX DESK Cross-border flow Your P&L the spread stays home

You originate the flow. Someone else keeps the spread.

When your customers move money across borders, your bank originates the flow — and then hands it to a third-party FX provider that captures the majority of the spread on the way through. Your rev-share is structurally capped, the relationship sits with the provider, and the margin your institution created walks out the door on every transaction.

The alternative most banks assume — building an FX desk from scratch — is a multi-year, multi-million-dollar undertaking that few have the appetite for. Tradewind is the third path: 7T builds, hosts, and operates the desk platform, so your institution can run its own desk and keep the spread, without the from-scratch build.

A clear line between what we build and what you bring.

Tradewind is not a rip-and-replace. It slots the desk platform in behind the relationships, venues, and systems your bank already runs.

7T builds, hosts, and operates

  • A rate engine — liquidity-provider feeds aggregated into your own pricing
  • Trade capture with pre-trade policy enforcement built in
  • Real-time limit and risk-appetite monitoring
  • Compliance orchestration — OFAC, eligible-counterparty, and KYC checks in the flow
  • Reporting and dashboards — P&L attribution and regulator-facing views
  • A per-desk, append-only, long-horizon WORM audit trail

You bring

  • Your liquidity-provider relationships
  • Your FX trading front end — the platform your traders already know
  • Your SWIFT access and settlement plumbing
  • Your OFAC screening vendor and communications recording
  • Your core banking and AML systems
  • The client relationships and flow you already originate

One product, two halves.

A hosted platform that 7T builds and runs, and the enablement that stands your desk up around it. The software is the asset; the enablement makes it a working desk.

The platform

  • Rate engine and spread-matrix pricing
  • Trade-capture API with policy enforcement
  • Real-time limit and risk-appetite-statement monitoring
  • Compliance orchestration — OFAC, ECP, KYC
  • Reporting, dashboards, and P&L attribution
  • Long-horizon, append-only WORM audit trail

The enablement

  • Diagnostic and readiness assessment
  • Regulatory and risk architecture — legal vehicle, risk-appetite statement, credit policy
  • Desk operating model and counterparty documentation
  • Compliance program design and hedge-accounting workflows
  • Vendor selection and client-channel enablement
  • Desk stand-up and day-two operations

Where an engagement starts

The Phase 1 Diagnostic.

Every engagement opens with a focused diagnostic — a clear-eyed read on the spread your institution is giving away and whether an in-house desk is the right move. It produces four things.

1

A revenue-leakage waterfall

A CFO-defensible gross-to-net picture of the spread your institution originates and how much of it is captured elsewhere today — the money on the table, in your own numbers.

2

A readiness scorecard

A structured read across the workstreams that stand a desk up — legal vehicle, risk, credit, compliance, counterparty, operations — so you see exactly what is ready and what is not.

3

A counterparty pre-sounding

An early read on how the counterparties and liquidity providers you would trade with view your institution — the relationships an in-house desk depends on, sounded before you commit.

4

A go / no-go recommendation

A plain recommendation on whether — and how — to bring the desk in-house. The value of the diagnostic is the clarity, whether or not you build.

Not a consultant. Not a build-it-yourself.

A consultancy hands you a design and leaves. A from-scratch build takes years. Tradewind is a product — with the operating lineage and the software behind it.

Platform IP, not just deliverables

The rate engine, policy enforcement, compliance orchestration, and audit trail are a real software asset that 7T builds, hosts, and operates. A consultancy designs your desk and walks away; Tradewind is the platform underneath it.

A productized desk, not a bespoke build

The operating manual, limits framework, counterparty documents, and regulatory library come as a productized kit — AI-accelerated where it helps — instead of being authored from scratch, engagement by engagement.

Founding-team FX lineage

The people behind Tradewind have run FX and payments desks and sat on the regulator's side of the table. The desk is designed by operators who have built and examined the real thing.

It integrates, it does not compete

Tradewind sits over your existing FX trading venues rather than replacing them. What it replaces is the third-party provider standing between your bank and its own spread.

Built to be examined

A desk you run is a desk your examiner will examine.

Bringing FX in-house means owning the risk, the controls, and the regulatory posture that used to be the provider's problem. Tradewind is built for that from the first day — the legal vehicle, the risk-appetite statement, the compliance orchestration, and the audit trail are designed to the standard your examiner will hold you to, not to a generic template.

It is designed by people who have been on both sides of the exam — as the regulator, the compliance and risk officer, the payments and FX operator, and the engineer. A desk an examiner can read is the difference between capturing your spread and creating a finding.

You originate the flow. Keep the spread.

See it working

See the desk platform your institution would run — pricing, execution, risk, and the audit trail underneath it.

See a demo

Wondering what you're giving away

Bring the cross-border flow you originate and the provider you hand it to, and you'll get a read on where your spread is going, what an in-house desk would take, and whether it is the right move for your institution — from a founder, not a sales rep. The value is the read, whether or not you build with us.

Get an honest read

Fit

Whether you can run a desk depends on what you are.

Bringing FX in-house is a permissibility question before it is a technology question, and the answer moves with your charter. A national bank asks the OCC; a state member bank asks the Federal Reserve; a state non-member asks the FDIC and its state banking department. Each has its own view of what activity is permissible, in what structure, with what capital and risk-management expectations attached.

That is precisely why every engagement opens with the Phase 1 Diagnostic rather than an implementation plan. The first question it answers is not "how would we build it" but "should you, and can you" — and for some institutions the honest answer is no.

The trade winds are the steady flow that made long-haul commerce possible — the ones that carried the cargo and the profit home. The flow is already yours; the question is who it enriches. Bring it home →

7T World · Tradewind

Global Innovation, Anchored in Trust.

Tradewind is part of 7T World's Payments Modernization family — compliance-native by design, and composable with the rest of the portfolio when you want it. No product depends on another. View all services →