Stablecoins Need an Operator's Rulebook, Not Just a Regulator's Rulebook
The GENIUS Act defines what a stablecoin issuer must be. It says almost nothing about how a stablecoin payment network must behave — and the industry is confusing the two.
Compliance strategy, payment infrastructure, and regulatory intelligence — from the team that builds examination-ready programs and payment technology platforms.
Recent publications from our advisory and technology teams.
The GENIUS Act defines what a stablecoin issuer must be. It says almost nothing about how a stablecoin payment network must behave — and the industry is confusing the two.
The 376-page proposed rule does more than implement the GENIUS Act. It draws a structural line between payment infrastructure and deposit competition — and the consequences will ripple across fintech, banking, and digital assets for years.
JPMorgan, Bank of America, Citi, and Wells Fargo are building stablecoin infrastructure through the same rails that power Zelle. Here's what that means — and why compliance readiness is about to separate winners from the rest.
Why the convergence of stablecoins and foreign exchange — not speculative trading — represents the defining opportunity in Web3 finance.
Why most compliance consulting fails at implementation — and what examination-ready programs actually require.
The capstone of the Crypto-Banking Governance series: how institutions turn compliance readiness into operational reality and scale stablecoin networks across jurisdictions.
Essential reading on stablecoin payments, compliance architecture, and the regulatory landscape shaping institutional strategy.
The GENIUS Act defines what a stablecoin issuer must be. It says almost nothing about how a stablecoin payment network must behave — and the industry is confusing the two.
The 376-page proposed rule does more than implement the GENIUS Act. It draws a structural line between payment infrastructure and deposit competition — and the consequences will ripple across fintech, banking, and digital assets for years.
JPMorgan, Bank of America, Citi, and Wells Fargo are building stablecoin infrastructure through the same rails that power Zelle. Here's what that means — and why compliance readiness is about to separate winners from the rest.
Why the convergence of stablecoins and foreign exchange — not speculative trading — represents the defining opportunity in Web3 finance.
How forward-thinking institutions are turning regulatory compliance from a cost center into the foundation of competitive advantage in digital payments.
Explore our library organized by content type.
Expert perspectives on stablecoin payments, compliance strategy, and the evolving regulatory landscape.
The GENIUS Act defines what a stablecoin issuer must be. It says almost nothing about how a stablecoin payment network must behave — and the industry is confusing the two.
The 376-page proposed rule does more than implement the GENIUS Act. It draws a structural line between payment infrastructure and deposit competition — and the consequences will ripple across fintech, banking, and digital assets for years.
JPMorgan, Bank of America, Citi, and Wells Fargo are building stablecoin infrastructure through the same rails that power Zelle. Here's what that means — and why compliance readiness is about to separate winners from the rest.
Why the convergence of stablecoins and foreign exchange — not speculative trading — represents the defining opportunity in Web3 finance.
Why most compliance consulting fails at implementation — and what examination-ready programs actually require.
The capstone of the Crypto-Banking Governance series: how institutions turn compliance readiness into operational reality and scale stablecoin networks across jurisdictions.
Why governance frameworks — not code — are becoming the connective tissue between banks, regulators, and digital asset networks in the GENIUS Act era.
How institutions can reconcile regulatory transparency requirements with financial privacy obligations in on-chain stablecoin payment systems.
A practical framework for building AML and counter-terrorist financing programs that meet regulatory expectations for stablecoin payment operations.
How forward-thinking institutions are turning regulatory compliance from a cost center into the foundation of competitive advantage in digital payments.
Implementation playbooks and operational frameworks for institutions building compliant payment infrastructure.
More guides & frameworks coming soon.
Market data, regulatory explainers, and opportunity assessments for payment industry decision-makers.
Market analysis of the $43.8B international education payments opportunity and how institutions can reclaim revenue currently captured by intermediaries.
How institutions and their banking partners can reclaim foreign exchange revenue from payment intermediaries through white-label payment rails.
Understanding the agent-of-payee regulatory framework that enables compliant white-label payment solutions for financial institutions.
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