Continuous controls monitoring
Everyone sends the alert.
We send the redline.
Traditional monitoring flags the change and leaves the rest to you. Soundings and Binnacle carry it the rest of the way — the change explained, every affected control and document identified, redlined, and redrafted into a new version waiting for your sign-off. Your program stays yours; your officers stay accountable for the call.
See Soundings-
THE CHANGE
A regulatory update lands.
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UNDERSTOOD
Flagged and explained in plain language.
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MAPPED
Every control and doc it touches, identified.
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REDLINED
Each document marked up.
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READY TO SIGN
A proposed new version, ready for sign-off.
From alert to redline
An alert tells you something changed and hands you the work. Soundings and Binnacle do all the work for you.
Traditional monitoring stops at "something changed." What it means, which controls are affected, which documents, and what each one now has to say — that is left to you to run down. Soundings reads the change, explains it in plain language, and maps it to every control and document it touches. Paired with Binnacle, our GRC platform, it redlines each affected document and drafts the new version, waiting for your review and sign-off. Your program stays current; your staff stay apprised and accountable.
The problem
You are examined against a standard that keeps moving.
Your BSA/AML program has to be maintained — the FFIEC BSA/AML Examination Manual is explicit that a bank must "establish and maintain procedures reasonably designed to assure and monitor compliance" with the regulatory requirements. Maintained against what, though, is the part nobody makes easy: the requirements move, the guidance moves, and the examination manual itself moves. The FFIEC publishes a dated change-history log for its own manual, because keeping track of the revisions is a job in itself.
So the work is not knowing that something changed. It is knowing which of your controls, your policies, and your procedures just became wrong — and then making them right before the next exam. That is the work every alerting tool hands back to you.
— FFIEC BSA/AML Examination ManualHow it works
Capture
Federal and state regulatory and enforcement sources, polled continuously, day after day.
Classify
Each item classified against a regulatory taxonomy and scored for relevance to you.
Translate
Relevant items mapped to the controls, policies, and assessment items in Binnacle.
Redline
Affected documents marked up against the change; a proposed new version drafted.
Notify
Routed to the owner accountable for it. The provenance chain lands in the audit record.
Every stage carries a provenance record, so the next examination response is a query against the record rather than a project.
What Soundings watches
The Federal Register, and the rulebooks and enforcement feeds of the agencies that examine you — the OCC, the FDIC, the Federal Reserve, the NCUA, FinCEN, and the FFIEC. Read every day, so a change lands with the officer who owns it while it is still this week's problem, not next quarter's finding.
A machine classified it. A person checked it. The record says which.
Every AI classifier has the same failure mode: it quietly decides what applies to you, gets one wrong, and nobody finds out until an examination. Three things stand between you and that.
- An AI-powered classifier selects the relevant domains from the taxonomy and produces a targeted classification.
- A second, independent classifier checks the first for consistency, overmatch, and confidence calibration.
- A 7T World principal validates contested classifications. A former enforcement attorney reads the call your alerting vendor would have shipped unread. Corrections feed back against your institution's profile.
Items are classified against a 19-domain regulatory taxonomy that bridges into Binnacle's institution model — what turns a classification into a specific control impact instead of a generic alert.
Governed AI
AI you can govern.
Soundings is AI-native — and to an officer, "AI-native" is a model you now have to govern, not a headline. So here is how it is built: you own every determination. The AI reads, classifies, and drafts; a reviewer your institution has authorized decides and signs off. The human-in-the-loop is not optional, and it is logged. No classification closes itself, and no document version becomes your policy without a person putting their name on it.
What the AI does, and where its limits are, is stated plainly — to a controls-minded buyer, transparency about limits reads as more credible, not less. A classifier can overmatch. That is why a second one checks it and a principal reads the contested calls.
And your content is processed under commercial terms that prohibit using it to train AI models, automatically deleted within 30 days — kept longer only where required by law or flagged for trust-and-safety review — and never sold or shared with third parties. The AI reads your institution to help you run effective controls; it is never used to train anyone else's.
Your record
The provenance chain belongs to your institution.
Every change Soundings catches, every classification it makes, every document it marks up, and every person who signed off — that history is what you hand an examiner who asks how you knew, when you knew it, and what you did about it. It is dated, structured, exportable, and portable from day one.
If you ever leave, you take all of it with you — not a read-only screenshot, not ninety days of portal access. Most vendors hold your history hostage to your renewal. We don't: the record documents your institution, so it belongs to your institution.
Fit
Watching the perimeter that is actually yours.
A change matters to you or it doesn't, and that depends entirely on what you are. A bank answers to the FDIC, the OCC, or the Federal Reserve by charter — and to the Community Reinvestment Act. A credit union answers to the NCUA, on its field of membership and its share accounts, under a framework that knows CRA doesn't apply to it. An MSB answers to FinCEN and its state money-transmitter licensors, not a prudential exam at all. A fintech answers for the bank partnered behind it. Soundings reads your perimeter against what your institution actually is, so the alerts you get are the ones that land on someone's desk.
Soundings runs standalone. It's stronger with Binnacle.
On its own, Soundings does far more than the alert-only tools it replaces. It catches the change, explains what it means in plain language, identifies every control and document it affects, and spells out what has to change — the required edits, the recommended actions, seen the way your examiner will see them, with the evidence trail already assembled. A service that just tells you a rule moved doesn't come close.
Paired with Binnacle, our GRC platform, it goes the rest of the way. Binnacle holds your institution's own controls, policies, and last assessment; Soundings maps each change to the exact items it touches, redlines those documents, and drafts the new version for your sign-off. Standalone, Soundings tells you precisely what to change. With Binnacle, it changes it — and hands you the final to approve.
Stop paying for alerts that hand the work back to you.
Starting fresh
See Soundings read the perimeter that examines you, classify against your institution, and carry a change all the way to a marked-up document.
See a demoAlready have monitoring
"Show me a redline for a change that already hit us." Name a change your team already absorbed; a principal walks it back through Soundings against the regulators who examine you. You already know the answer — so you can grade us. No charge, no obligation.
Grade us on a change you knowA sounding is a depth reading taken before the water gets shallow — the measurement that tells a vessel what is under it while there is still time to steer. Your institution deserves the same. Take a reading →
7T World · Soundings
Global Innovation, Anchored in Trust.
Soundings is part of 7T World's compliance core, with Binnacle and Plumbline. View all services →