Payments Compliance
Automation Platform
Enterprise-grade compliance management across all payment channels. Go live in weeks, not years. Built for banks, fintechs, and payment providers.
Why Compliance Automation Matters
With $200B+ in annual compliance costs globally, financial institutions need automated, auditor-ready solutions that scale across all payment channels.
Deploy in Weeks
Pre-configured controls for cards, ACH, wires, digital wallets, RTP, crypto, and more. White-labeled and audit-ready from day one.
Reduce Compliance Costs
Automated testing schedules, risk scoring, and reporting cut manual compliance work by 60–80%, freeing your team for strategic initiatives.
Real-Time Visibility
Live dashboards show compliance status across all channels, regulations, and risk categories with drill-down to individual controls.
Multi-Regulation Support
PCI-DSS, BSA/AML, OFAC, NACHA, Reg E/Z, GDPR, SOX — all mapped to your payment channels with evidence trails for auditors.
Intelligent Automation
Python-powered workflows for bulk updates, validation checks, trend analysis, and one-click audit package exports.
Scalable Architecture
From startup to enterprise: add channels, customize controls, and scale testing as your payment operations grow.
Built for Financial Institutions
Designed to meet the compliance needs of banks, credit unions, fintechs, and payment processors.
Audit-Ready Documentation
Every control includes test procedures, evidence requirements, and regulatory mappings — ready for examiner review.
Risk-Based Testing
Automated frequency recommendations based on channel risk, transaction volume, and regulatory requirements.
White-Label Ready
Customize branding, workflows, and reporting to match your institution's standards and processes.
Multi-Jurisdiction Support
Pre-built templates for US, EU, UK, APAC regulations with customization for regional requirements.
Integration Ready
Excel-based for easy adoption, with Python APIs for integration into existing compliance tech stacks.
Continuous Updates
Control library updated quarterly with new regulations, payment channels, and industry best practices.
Comprehensive Payment Channel Coverage
From traditional banking rails to emerging payment technologies.
See It in Action
Explore a live preview of the compliance automation platform — click through tabs to see how 7T World monitors risk, maps regulations, and tracks controls across every payment channel.
| Channel | Category | Volume/Mo | Risk | Controls | Primary Regulations |
|---|---|---|---|---|---|
| Credit Cards | Card-Based | 500,000 | High | 64 | PCI-DSS, Reg Z |
| Debit Cards | Card-Based | 450,000 | High | 58 | PCI-DSS, Reg E |
| Prepaid Cards | Card-Based | 150,000 | Med | 42 | PCI-DSS, Reg E |
| ACH Direct Debit | Bank Transfer | 300,000 | Med | 36 | NACHA, Reg E |
| ACH Direct Deposit | Bank Transfer | 250,000 | Low | 28 | NACHA |
| Domestic Wires | Bank Transfer | 50,000 | High | 44 | BSA/AML, OFAC |
| International Wires | Bank Transfer | 30,000 | High | 52 | BSA/AML, OFAC, SWIFT |
| Apple Pay | Digital Wallet | 200,000 | Med | 31 | PCI-DSS |
| Google Pay | Digital Wallet | 180,000 | Med | 31 | PCI-DSS |
| PayPal | Digital Wallet | 220,000 | Med | 34 | PCI-DSS, State MTL |
| FedNow | Real-Time | 75,000 | High | 38 | FFIEC, Reg E |
| RTP (TCH) | Real-Time | 80,000 | High | 38 | FFIEC, Reg E |
| Bitcoin | Crypto | 5,000 | High | 26 | BSA/AML, State Regs |
| USDC | Crypto | 8,000 | High | 26 | BSA/AML, State Regs |
Take the Next Step
Whether you're evaluating compliance solutions or ready to transform how your institution manages regulatory risk — we have a path for you.
Request a Compliance Assessment
A 7T World specialist will evaluate your current compliance posture across your payment channels and deliver a prioritized action plan — no obligation.
- ✓ Custom gap analysis for your institution
- ✓ Regulatory coverage mapped to your channels
- ✓ Risk-prioritized remediation roadmap
- ✓ 30-minute executive briefing
Download the Executive Overview
Our framework for mapping compliance controls across 18 payment channels and 15 major regulations — used by compliance teams at banks, fintechs, and processors.
- ✓ Payment channel risk taxonomy
- ✓ Regulatory coverage reference map
- ✓ Risk scoring methodology
- ✓ Audit preparation timeline